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Individuals not Licensed in Indiana but qualified to Adjust Claims in the Event of a Catastrophe
An Emergency adjuster license may be issed to an individual to adjust losses as a result of a catastrophe or an emergency.
Individuals not licensed as adjusters may be emergency adjusters. If a catastrophe is declared, an insurer may contract with an individual who:
(1) is not licensed in Indiana; but
(2) is otherwise qualified to adjust claims;
to act as a temporary emergency independent adjuster on behalf of the insurer if the insurer obtains for the individual a temporary emergency independent adjuster license.
The emergency adjuster does not have to receive an Indiana adjuster license before beginning work. Within 5 days of any applicant commencing work, the employer shall submit an application for the emergency adjuster.
Sponsoring Adjuster or Insurance Company must provide details of the catastrophe requiring the issue of an Emergency Adjuster authorization. Details must include:
(1) The name of the individual.
(2) The Social Security number of the individual.
(3) The name of the insurer.
(4) The effective date of the contract between the insurer and the individual.
(5) The catastrophe or loss number.
(6) The catastrophe event name.
(7) Mailing address of emergency adjuster sponsor.
The Catloss form is available at the following link: Catloss Form
Temporary Emergency Adjuster License
A temporary emergency independent adjuster license is effective for not more than ninety (90) days, unless extended by the commissioner. In the event of multiple catastrophes, an individual who holds a temporary emergency independent adjuster license issued with respect to one (1) declared catastrophe may adjust claims arising from any other catastrophe that occurs within the ninety (90) day period during which the license is effective without the insurer applying for an additional temporary emergency independent adjuster license.
The temporary emergency independent adjuster license fee is $20.00.