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Indiana Public Retirement System (INPRS) > My Fund > Teachers > Eligibility Eligibility

Members - Retirees


Normal Retirement Eligibility

A member may become eligible for normal (unreduced) retirement:

At age 65 with at least 10 years of creditable service
At age 60 with at least 15 years of creditable service
At age 55 if age and creditable service total at least 85 (This scenario is referred to as the "Rule of 85")

Early Retirement Eligibility

Early retirement is available at age 50 with 15 or more years of creditable service. However, in this case, the retirement benefit will be reduced because payments begin at an earlier point in a member's life and will need to cover a longer period. For more detailed information on early retirement benefit calculations, please consult either the "Calculator for Retirement Benefits" which is available on our Internet site.