Your beneficiary is the person who will receive your retirement benefit money after you pass away. This decision must be made by you prior to your death. If you do not name a beneficiary for your retirement benefit money, INPRS will pay it to your estate when you pass away.
1977 Police Officers' and Firefighters Retirement Fund ('77 Fund)
Members of the '77 Fund include full-time, fully paid police officers and full-time, fully paid firefighters (not including volunteer firefighters), whose employers participate in the Fund, and who were hired or rehired after April 30, 1977.
1977 Fund members must pass the required statewide baseline test (physical examination) and the local board’s mental examinations (35-IAC 2-9)1.
Firefighters and police officers must be less than 40 years of age. Or, you can be a veteran with 20 years of armed forces service with a maximum age of 40 years and 6 months.
Membership Information
Collecting '77 Fund Benefits
- 77 Fund Disability at a Glance Fact Sheet
- 77 Fund Disability Benefit Determinations
- '77 Fund COLA Information
- Retirement Benefit Payment Dates
(same as for PERF Hybrid Plan) - INPRS Retired Member Resources
Deferred Retirement Option Plan (DROP) Benefits

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Top '77 Fund Membership FAQs
- What is a beneficiary?
- Who should I contact if I have questions about my online account information?
You may call and discuss your online account information with one of our Member Advocate Team members at (844) GO-INPRS. They're available M-F from 8 a.m. to 8 p.m.
- How can I find out which INPRS plan I belong to?
If you're not sure what INPRS retirement plan you are a member of, speak to one of our Member Advocates at (844) GO-INPRS ((844) 464-6777) or email us at questions@inprs.in.gov and we'll be happy to look that up for you.
- When I log in to my INPRS account at myINPRSRetirement.org, I'm redirected to voya.com. Should this be happening?
Yes. As of Jan. 2, 2018, INPRS’s new recordkeeper is Voya. This is a legitimate website redirect to our new self-service, secure website.
- What services are available at the INPRS lobby?
INPRS's lobby hours are Monday through Friday from 8:30 a.m. to 4:30 p.m. EST. Visitors to the INPRS lobby can get assistance with several requests including:
- Verification of benefits
- PIN requests/account login assistance
- Scheduling for counseling/webinars/events
- General plan questions and account information – years of service, DC balances, retirement eligibility
- Benefit estimates
- Quarterly/Annual Statement questions
- Duplicate 1099s
- What services are not available in the INPRS lobby?
In person, we cannot offer or assist members with:
- Walk-in appointments
- Account updates – banking/address/tax withholding/beneficiary/investment allocation changes – unless the member has already registered their secure online account access.
- Distribution requests
- What kind of tools are available on the secure member self-service website?
myINPRSretirement.org has retirement planning tools to help members determine how much money they need in retirement, such as:
- myOrangeMoney®
- My Retirement Account
- Financial Wellness calculators, guides, and blog
- Live, on-demand sessions*
*These live on-demand sessions are hosted by our recordkeeper for INPRS DC accounts, Voya Financial®
- If I leave '77 Fund covered employment, can I withdraw my contributions to the '77 Fund?
If you leave '77 Fund covered employment before completing 20 years of service, you can withdraw your member contributions and accumulated interest. (This does not apply to members of an “old” pension fund who converted to the '77 Fund benefits structure.)
- If I terminate '77 Fund covered employment, can I become re-employed after becoming 40 years old?
There are special provisions in the Indiana statutes for individuals who meet the conditions for re-appointment in IC 36-8-4-7. Whether you are re-employed or not is a decision made by the local hiring authority.
- What conditions do I have to meet before I can become a member of the '77 Fund?
To become a member of the 1977 Fund, you must:
- Pass the required statewide baseline test (physical examination), and the local board’s mental examinations (35 IAC 2-9), also;
- Firefighters and police officers must be less than 40 years of age, or
- Be a veteran with 20 years of armed forces service with a maximum age of 40 years and 6 months.
- If I remarry, do I need to change my '77 Fund beneficiary?
No. You do not need to designate a beneficiary if you remarry. Provisions for survivors are set by Indiana statutes.
- What is the '77 Fund member contribution amount?
Members contribute an amount equal to 6 percent of base salary. This contribution is required only until a '77 Fund member has completed 32 years of covered service. Some or all of this 6 percent contribution may be paid (or “picked up”) by the employer on a member's behalf.
- Am I required to withdraw my contribution account when I leave 77 Fund covered employment?
No. You are not required to withdraw your contribution account at that time. However, if you are not vested and you do not withdraw your contributions you will only earn interest for up to five years.
- What is the Lump Sum Death Benefit? (1977 Fund)
In the event of the death of a member of the 1977 Police Officers' and Firefighters' Pension and Disability Fund, their heirs or estate will be entitled to a one-time death benefit of $12,000.
- What if I want to transfer from one 1977 Fund local unit of government to another?
You will have 180 days from the time you leave employment with your former unit of government to transfer to a new unit without the need for a new baseline examination.
Your new employer will only be required to submit an "intent to hire" letter to INPRS.