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Secretary of State

Auto Dealer Services Division

Auto Dealer Services Division > Requirements > Insurance Requirements Insurance Requirements

An Application for a license issued by the Indiana Secretary of State, Auto Dealer Services Division must be accompanied by evidence of liability insurance covering the established place of business.  In lieu of liability insurance, a person may provide evidence of membership in a risk retention group regulated by the Indiana Department of Insurance.

The policy must have limits of not less than the following:

  • One hundred thousand dollars ($100,000) for bodily injury to one (1) person.
  • Three hundred thousand dollars ($300,000) per accident 
  • Fifty thousand dollars ($50,000) for property damage.

A policy meeting the minimum limits must be maintained during the entire license period.