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SPD > Benefits > Health Plans > Consumer Driven Health Plans Consumer Driven Health Plans

Now in the fifth year of being offered, the plans have been well received by state of Indiana employees. For 2010, employees enrolling in Anthem CDHP1 will pay a bi-weekly premium of $10. Those who select the non-tobacco use incentive will have no premium for 2010. Deductibles will be $2,500 for single and $5,000 for family coverage, for both in- and out-of-network.

The bi-weekly premium for Anthem CDHP2 will be $31 for single coverage and $59.68 for family coverage. Those accepting the non-tobacco use incentive will pay $10 less each pay period. Deductibles will be $1,500 for single coverage and $3,000 for family coverage, for both in- and out-of-network.

A companion of the CDHPs, health savings accounts (HSAs) will once again be pre-funded by the state. One-half of the state’s contribution will be deposited into participating employee’s accounts. However, for that to happen, employees participating in a CDHP/HSA plan must open an HSA account with Tower Bank.

Learn more about health savings accounts 

2010 Rates (CDHPs)

Plan
Coverage
Biweekly
Employee Premium
Biweekly
Employer Premium
Biweekly
Total Premium
Early Retirees
(Monthly)
Cobra
(Monthly)
CDHP 1 Single
Family		 $10.00
$10.00		 $128.34
$399.24		 $138.34
$409.24		 $299.74
$886.69		 $305.73
$904.42
CDHP 1 w/ Non-Tobacco Use Incentive Single
Family		 $0.00
$0.00		 $128.34
$399.24		 $128.34
$399.24		 $278.07
$865.02		 $283.63
$882.32
CDHP 2 Single
Family		 $31.00
$59.68		 $149.46
$441.54		 $180.46
$501.22		 $391.00
$1,085.98		 $398.82
$1,107.70
CDHP 2 w/ Non-Tobacco Use Incentive Single
Family		 $21.00
$49.68		 $149.46
$441.54		 $170.46
$491.22		 $369.33
$1,064.31		 $376.72
$1,085.60

Summary of Benefits - CDHPs

CDHP 1
View benefits summary
View benefit plan description

CDHP 2
View benefits summary
View benefit plan description

Links

Anthem Web site