Rulemaking Docket

Current Regular Rulemaking

Rule Name	Rule Description	Regulatory Analysis/ Proposed Rule	OMB and SBA Approval	Notice of Public Comment Period and Hearing	Small Business Ombudsman Comments and Responses	Public Comments and Responses	Remote Hearing Information	Anticipated Timeline	Other Information
LSA Document #23-837	The calculation of fees and civil penalties for the institutions that are regulated by the DFI.	View Analysis	View Approval	View Notice of 1st Public Comment View Notice of Public Hearing	View Ombudsman Comments	None	View Remote Hearing Information	View Timeline	Archived Video of Public Hearing
LSA Document #24-372	Amendments to Mortgage Loans Originators Rule.	View Analysis	View Approval	View Notice of 1st Public Comment View Notice of Public Hearing	View Ombudsman Comments	None	View Remote Hearing Information	View Timeline	Archived Video of Public Hearing

Interim Rulemaking

Rule Name	Rule Description	Regulatory Analysis	Governor's Approval	Notice of Public Comment Period	Public Comments and Responses	Anticipated Timeline	Other Information
LSA Document #24-266 Dollar amount adjustments based on the Consumer Price Index (CPI).	Amends certain provisions of 750 IAC 1 that set forth specific dollar amounts for 15 provisions in the Uniform Consumer Credit Code (UCCC) and one provision for high-cost home loans that is not part of the UCCC. The dollar amount adjustments are based on the CPI as prescribed by Indiana Code 24-4.5-1-106.	View Analysis	View Approval	View Notice of Public Comment Period	None	View Timeline	View Digest

Comment on a Proposed Rule

Comments on a proposed rule or the rulemaking docket are accepted by any of the following methods:

Via Email, to the rulewriter listed in the Notice of Public Comment Period for Interim Rule.
Via Mail at: LSA Document #24-266 Uniform Consumer Credit Code, George Dremonas, Indiana Department of Financial Institutions, 30 South Meridian Street, Suite 200, Indianapolis, IN 46204.
Via Email, to the rulewriter listed in the Notice of Public Comment Period for Rule LSA Document #24-372.
Via Mail at: George Dremonas, Indiana Department of Financial Institutions, 30 South Meridian Street, Suite 200, Indianapolis, IN 46204 for LSA Document #24-372.
If applicable, public comments are also accepted at public hearings.
A request to receive a copy of the submitted comments, the DFI's response to comments or other written information associated with a proposed rule may be sent via email to Legal@dfi.in.gov, or such records may be inspected at the office of the Indiana Department of Financial Institutions, 30 South Meridian Street, Suite 200, Indianapolis, IN 46204. Comments are also made available for inspection at public hearings, if applicable.
In accordance with Indiana Code § 4-22-2.1-6, comments from the Indiana Economic Development Corporation (EDC), if applicable, are made available for inspection and copying at the office of the Indiana Department of Financial Institutions, 30 South Meridian Street, Suite 200, Indianapolis, IN 46204.
For interim rule LSA Document# 24-266, all comments must be postmarked or timestamped not later than September 6, 2024.
For regular rule LSA Document #24-372, all comments must be postmarked or timestamped not later than October 25, 2024

Archived Rules

Emergency Rule 750 IAC 1-1-1 Amends 750 IAC 1-1-1(c) to change the bankruptcy dollar amount exemptions and revises the description of one of the exemptions (filed with IR as LSA Document #22-37(E) on February 11, 2022; posted by LSA on February 16, 2022; eff. March 1, 2022).
Emergency Rule 750 IAC 1-1-1 Amends 750 IAC 1-1-1(a) to Change the Dollar Amounts in the Uniform Credit Code (filed with IR as LSA Document #20-549(E) on Oct. 15, 2020; posted by LSA on Oct. 21, 2020; eff. January 1, 2021).
Emergency Rule 750 IAC 1-1-1 Dollar Amounts in the Consumer Credit Code, Home Loan Practices, and Bankruptcy Exemptions (eff. July 1, 2018)

Legislation and Administrative Rules

2024 General Assembly DFI Legislation of Interest (eff. July 2024)
SEA 458 - Money Transmission Modernization Act (eff. January 1, 2024)
2023 General Assembly DFI Legislation of Interest (eff. July 2023)
2022 General Assembly DFI Legislation of Interest (eff. July 2022)
2021 General Assembly DFI Legislation of Interest (eff. July 2021)
Emergency Rule 750 IAC 1-1-1 Amends 750 IAC 1-1-1(c) to change the bankruptcy dollar amount exemptions and revises the description of one of the exemptions (filed with IR as LSA Document #22-37(E) on February 11, 2022; posted by LSA on February 16, 2022; eff. March 1, 2022).
Emergency Rule 750 IAC 1-1-1 Amends 750 IAC 1-1-1(a) to Change the Dollar Amounts in the Uniform Credit Code (filed with IR as LSA Document #20-549(E) on Oct. 15, 2020; posted by LSA on Oct. 21, 2020; eff. January 1, 2021).
2020 General Assembly DFI Legislation of Interest (eff. July 2020)
2019 General Assembly DFI Legislation of Interest (eff. July 2019)
CPAP Advisory- June 21, 2019
2018 General Assembly DFI Legislation of Interest (eff. July 2018)
2018 Legislative Changes - Consumer Credit Q&A
2018-01_Lease to Own
Emergency Rule 750 IAC 1-1-1 Dollar Amounts in the Consumer Credit Code, Home Loan Practices, and Bankruptcy Exemptions (eff. July 1, 2018)
Summary of Law Changes (eff. July 1, 2014)
Questions & Answers - 2013 Law Changes

Case Law and Administrative Interpretations

Administrative Interpretation 2018-1, Lease to Own Transactions

Public Records Requests

A significant amount of information held by DFI is publicly available on our website through online services. In addition, NMLS Consumer Access provides significant information concerning various financial services providers doing business in Indiana, including: debt management companies, mortgage lending, money transmitters, and mortgage loan originators.

All requests for public records should be made in compliance with the Indiana Access to Public Records Act (APRA) (Ind. Code § 5-14-1.5). The Indiana Public Access Counselor has provided a helpful handbook which gives an overview of the applicable law, and includes a sample public records request letter. All public records requests to DFI should conform to Indiana law and the guidance provided in the above referenced handbook.

The general public and news media may request records through the DFI's APRA Portal.

Legal Resources