IDOI regulates companies authorized to sell insurance in Indiana. Companies are licensed for a multitude of products to meet the needs of their clients.
Companies are authorized in different ways. Provided are brief descriptions of the different authorizations.
- Licensed companies receive a Certificate of Authority to conduct the business of insurance or operate as a health maintenance organization in the State of Indiana.
- Licensed entities receive a license for their area of specialty.
- Registered companies or entities renew their registrations annually.
- Reinsurers are companies accredited by IC 27-6-10 to reinsure Indiana domestic companies. These companies are not authorized or licensed to conduct the business of insurance in the State of Indiana.
- Surplus Lines Companies are companies eligible by IC 27-1-15.8-4 (c) to be utilized by a surplus lines agent when the agent is unable to procure the particular class of insurance - or the full amount of insurance required - from insurers licensed to do business in Indiana.
- To get more information for active companies please click on https://eapps.naic.org/cis/ , this will take you to Consumer Information Source (CIS). This site will give you basic financial information.
- To get more information on companies that may be in rehabilitation or liquidation please click on https://i-site.naic.org/grid/gridDisc.jsp, this will take you to the Global Receivership Information Database (GRID). This site will provide contacts to get more information regarding the companies.
We provide information for all companies or entities licensed, registered or authorized through IDOI. To view these companies or licensed entities please access the information below. The Company Types marked with an asterisk will direct you to a Consumer Inquiry page. You will need to select Indiana as the state, click the radio button next to Company.
Bail Bond Surety Companies
Bail Bond Writers are authorized by IDOI to issue bonds to defendants to enable them to get out of jail pending a hearing. By posting the bond, the Bail Bond and/ or Recovery Agent Writer assures the court that the defendant will appear at the scheduled hearing. You may obtain a listing of companies by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Authorized Line Type=Fidelity and Surety-Casualty or PC). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Certified Reinsurer
Insurer that is certified by the commissioner under IC 27-6-10-11.5. You may obtain a listing of Certified Reinsurers by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=Certified Reinsurer). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
HMOs & LSHMOs
HMOs and LSHMOs provide access to health care that is arranged through contracted medical providers for a pre-determined per-capita cost. HMOs & LSHMOs are typically only available to Indiana residents in specific geographic areas. You may obtain a listing of HMOs and LSHMOs by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=Health Main Org Full Srv or Limited Srv ). Please note there will be several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Independent Review Organizations
IRO's are registered entities that employ specialized medical professionals to review disputed determinations of medical necessity for appealed grievances.
https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y
Insurance Companies
Insurance Companies protect consumers against loss, damage, or death. They help ease financial burden at times of loss.
You may lookup a company by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company). Please note there will be several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Indiana Domestic Companies
Indiana Domestic Companies are companies organized in Indiana, but may do business in other states as well. When a company is organized as an Indiana domestic, Indiana is the primary regulator for that company.
You may lookup a company by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company). Please note there will be several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Discount Medical Program Organization
Discount Medical Program Organizations are entities which, in exchange for fees, dues or charges, provide access for plan members to providers of medical services and the right to receive medical services from those providers at a discount. These plans are NOT INSURANCE POLICIES.
https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y
Medical Claims Review Agents
The Medical Claims Review Agents determine the reimbursement to be provided for filed claims under an insurance policy, HMO contract, or other benefit program. Medical claims review agents and medical claims review consultants must be registered with IDOI.
https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y
Medical Malpractice Insurers
Authorized Medical Malpractice insurers write professional liability insurance for health care providers. You may obtain a listing of companies authorized to write liability coverage by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Authorized Line Type=Liability). Please note there will be several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Multiple Employer Welfare Arrangement (MEWA)
Multiple Employer Welfare Arrangements (MEWAs) are non-insurer entities that establish employee benefit plans to provide accident and sickness or death benefits to employees of more than one employer. MEWAs must register with IDOI. You may obtain a listing of MEWAs by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=Multiple Empl Welfare Assoc). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Professional Employer Organization (PEO)s
PEOs provide administration management such as outsourcing of payroll, workers' compensation, human resources and employee benefits. PEOs must register with IDOI.
Please contact the Financial Services Division at (317) 232-1994 to obtain listing of currently licensed TPAs.
Preferred Provider Organizations
A Preferred Provider Organization is an organization of medical providers who have contracted with an insurer or a third-party administrator to provide health care at reduced rates. You may obtain a listing of PPOs by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=PPO). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Purchasing Groups (PG)
You may obtain a listing of PGs by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=Purchasing Group). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Qualified Health Plans
You may obtain a listing of Qualified Health Plans by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=Qualified Health Plan). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Accredited Reinsurers
Reinsurers provide insurance to insurance companies. Reinsurers do not have to be accredited by Indiana, but there are benefits to Indiana domestic companies when doing so. You may obtain a listing of Accredited Reinsurers by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=Accredited Reinsurer). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Registered Agents / Service of Process
A Registered Agent is a company or individual designated to receive legal notice (service of process) when a client is involved with legal issues such as a lawsuit or summons. The Commissioner is NOT the registered agent for all insurance companies.
http://www.in.gov/cgi-bin/idoi/ssDisplay.pl?file=ra&letter=a
Registered Risk Retention Groups
Risk retention groups (RRGs) are companies formed under Indiana law that allow members, engaged in similar or related businesses, to write liability insurance for the exposures of the group. A RRG chartered in any state is allowed to do business in all states if registered in those states. Accordingly, Indiana has little control over RRGs chartered outside of Indiana. Liabilities of RRGs are not covered by Indiana's guarantee associations. You may obtain a listing of RRRGs by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=Registered Risk Retention Group). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
School Trust Insurance Pooling
A school corporation individually, in collaboration with other school corporations, and through the educational services centers may undertake action to reduce non-instructional expenditures and allocate the resulting savings to student instruction and learning. School Trusts must register with IDOI. You may obtain a listing of School Risk Pool by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=School Risk Pool). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Surplus Lines Companies
Surplus lines insurance is offered by companies authorized under IC 27-1-15.8-4 (c) to do business in Indiana through surplus lines producers licensed in Indiana. Surplus lines coverage may only be used when the coverage is not readily available through an authorized insurer. The producer must submit an electronic request for authorization annually. You may obtain a listing of U.S. Domiciled Surplus Lines companies by utilizing the Consumer Inquiry lookup at https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y (State=Indiana, Entity Type=Company, Company Type=Surplus Lines). Please note there maybe several pages, therefore you will either need to click next or click on the down arrow for the Go To Page option to scroll through the listing.
Third Party Administrators (TPA)
Third Party Administrators handle premiums and/or claims without taking on any of the risk. TPAs must be licensed with IDOI if they deal with claims in connection with life, annuity, or health coverage.
Please contact the Financial Services Division at (317) 232-1994 to obtain listing of currently licensed TPAs.
Utilization Review Agents
Utilization review agents review the medical necessity and appropriateness of health care services. Utilization review agents must be licensed with IDOI.
https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y