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Take this opportunity to register your account at myINPRSretirement.org. Ensure your information is accurate, add beneficiaries, and make investments if you want.

Then get in the habit of regularly logging in to your account so that when you do move or your personal email address changes, you can easily keep it updated with us.

Beneficiaries and survivors are different. If you die in active employment, your beneficiaries receive a lump sum. If you die in retirement your survivors receive a benefit. Beneficiaries are determined by statute, but you must select a beneficiary. If you do not have a spouse, dependent children or whole-dependent parents, you can personalize beneficiaries to receive your contribution to the fund.

Contributions

The employee pays 4% of statutory salary. The employer pays a contribution rate determined annually by the INPRS Board of Trustees.

The current employer contribution rate is 17.90 percent. In 2027, the rate will remain the same at 17.90 percent from Jan. 1 through Dec. 31.

If you're leaving your EG&C Plan-covered position, check these things off your list:

• Ensure your contact information is updated if you move or change your email address.

  • Log in to your account at myINPRSretirement.org
  • Select "More Resources" menu on the left side of the screen.
  • Click on "I want to update my contact information."

• Stay up to date on all things INPRS, including any changes to legislation that may impact you.

• Check out your plan's specific vesting schedule to know if your years of service make you eligible for full benefits when you retire.

• Know when you can start using your retirement funds.

You are vested with 15 years of service unless you began employment after age 50, in which case you are vested with ten years of service.

Login to your personal account at myINPRSretirement.org. You will need to fill out a form and update your account display name.

1. To fill out the form:

   • Navigate to the left-hand side of your dashboard.
   • Select Documents.
   • Click on Plan Forms.
   • Click on Member Data Change form.

2. Download it, follow instructions to fill it out, and return it to INPRS by either:

   • Scanning the completed form and emailing it to INPRS at questions@inprs.in.gov, or
   • Mailing the completed form to INPRS at:
     One North Capitol Avenue, Suite 001
     Indianapolis, IN 46204

3. To update your account display name:

   • On the My Profile page, select Personal Information. Your account display name will be an option that you can edit.
   • Please note: changing your marital status might also result in a change to other personal information, like mailing address and beneficiaries. Those are also found on the Personal Information page so update them as well if applicable.

You may be eligible to receive service credit for continuous periods of employment for paid leaves of absence. These include:

• Family and Medical Leave (FMLA)

• Military Service

If you're not eligible for any of the above, you can buy Additional Service. Members must be vested to purchase Additional Service.

To report a death – call INPRS or fill out a Death Report.

1. Call INPRS at 1-800-464-6777.

2. To fill out the form:

   • Login to your personal account at myINPRSretirement.org.
   • Navigate to the left-hand side of your dashboard.
   • Select Documents.
   • Select Plan Forms.
   • Select Death Report form.

   • Download it, follow instructions to fill it out, and return it to INPRS by either:

     • Scanning the completed form and emailing it to INPRS at questions@inprs.in.gov, or
     • Mailing the completed form to INPRS at:
       One North Capitol Avenue, Suite 001
       Indianapolis, IN 46204

1. Early Retirement – with a reduced benefit (DB only)

You must be at least age 45 and have at least 15 years of service. The amount of the reduction is a percentage of the full amount based on your age and years of service at retirement.

2. Normal Retirement – minimum age with a full benefit (DB only)

• At least age 50 with 25 years of service,

• At least age 55 and your age plus years of service equals at least 85 (Rule of 85),

• Age 60 to 65 with 15 years of service AND enrolled before age 50, or

• Age 60 to 65 with 10 years of service AND enrolled age 50 or older.

3. Deferred Retirement Option Plan (The DROP)

If you are eligible to retire for an unreduced retirement benefit but want to continue to work, you can earn a salary while receiving your retirement benefit at the same time.

• Apply by filling out the form Apply for EG&C DROP Disability Benefits.

4. Disability

5. Survivor Benefits

The EG&C Plan has a mandatory retirement age of 65 unless the member becomes an officer after age 50. In that case, the mandatory retirement date is the earlier of:

• First day of the month following the member's 65th birthday, or

• First day of the month following the completion of 15 years of service.

Submit your retirement application to INPRS at least 90 days before you plan to retire.

1. Choose a retirement date.

2. For the application you will need:

   • A personal email address
   • A retirement date
   • Survivor designation
   • Tax withholding information
   • DROP information, if applicable
   • Bank account, including account and routing number
   • Additional required documents, if applicable

3. Know the application submission dates.

4. How to apply:

   • Self-Service (myINPRSretirement.org)
   • Call Center (844-464-6777)
   • 1:1 Session (Book an appointment)

Members (or survivors or beneficiaries of members) who were retired or disabled on or before Dec. 1, 2024, and are entitled to receive a monthly benefit on July 1, 2025, are entitled to receive a 13th check no later than Oct. 1, 2025, in the amounts shown in the service tiers below, based on the member’s creditable service. If multiple beneficiaries or survivors are entitled to a 13th check payment, the amount is allocated using the same percentages as those used for the monthly benefit.

There is no guarantee of any future COLAs that the Indiana General Assembly has not yet granted. The Indiana General Assembly may or may not grant future COLAs. INPRS is only permitted to grant fully funded COLAs as explicitly provided by the Indiana General Assembly and retirement fund law.

As a retired member of the EG&C Plan, you cannot return to an EG&C-covered position and receive service credit. However, you can return to active employment in a position not covered by the EG&C Plan.