index

Take this opportunity to register your account at myINPRSretirement.org. Ensure your information is accurate.

Then get in the habit of regularly logging in to your account so that when you do move or your personal email address changes, you can easily keep it updated with us.

Beneficiaries are determined by statute, and no action on your part is necessary, unless you do not have a spouse, dependent children or whole-dependent parents, in which case you can personalize beneficiaries to receive your contribution to the fund.

Contributions

The employee pays 6% of State-paid portion of salary for the first 22 years of service. This amount is withheld by the State Auditor. The employer pays 3% PERF Hybrid or My Choice contributions on your behalf.

If you're leaving your PARF-covered position, check these things off your list:

• Ensure your contact information is updated if you move or change your email address.

  • Log in to your account at myINPRSretirement.org
  • Select "More Resources" menu on the left side of the screen.
  • Click on "I want to update my contact information."

• Stay up to date on all things INPRS, including any changes to legislation that may impact you.

• Know your options with defined contribution balance and defined benefit eligibility.

• Check out your plan's specific vesting schedule to know if your years of service make you eligible for full benefits when you retire.

If you began covered employment on or after July 1, 2006, you are vested with eight years of service.

If you completed covered employment before July 1, 2006, you are vested with ten years of service.

Login to your personal account at myINPRSretirement.org. You will need to fill out a form and update your account display name.

1. To fill out the form:

   • Navigate to the left-hand side of your dashboard.
   • Select Documents.
   • Click on Plan Forms.
   • Click on Member Data Change form.

2. Download it, follow instructions to fill it out, and return it to INPRS by either:

   • Scanning the completed form and emailing it to INPRS at questions@inprs.in.gov, or
   • Mailing the completed form to INPRS at:
     One North Capitol Avenue, Suite 001
     Indianapolis, IN 46204

3. To update your account display name:

   • On the My Profile page, select Personal Information. Your account display name will be an option that you can edit.
   • Please note: changing your marital status might also result in a change to other personal information, like mailing address and beneficiaries. Those are also found on the Personal Information page so update them as well if applicable.

You may be eligible to receive service credit for continuous periods of employment for paid leaves of absence. These include:

• Family and Medical Leave (FMLA)

• Military Service

To report a death – call INPRS or fill out a Death Report.

1. Call INPRS at 1-800-464-6777.

2. To fill out the form:

   • Login to your personal account at myINPRSretirement.org.
   • Navigate to the left-hand side of your dashboard.
   • Select Documents.
   • Select Plan Forms.
   • Select Death Report form.

   • Download it, follow instructions to fill it out, and return it to INPRS by either:

     • Scanning the completed form and emailing it to INPRS at questions@inprs.in.gov, or
     • Mailing the completed form to INPRS at:
       One North Capitol Avenue, Suite 001
       Indianapolis, IN 46204

You may be eligible to begin your PERF retirement while serving in a PARF position or prior to filing for your PARF pension.

There are 2 types of retirement:

Normal Retirement

• Age 65 with at least 8 years of service credit; or

• Rule of 85 – minimum age 55 and participant's age plus years of service in the plan equals at least 85.

  • Example: Age 55 + 30 years = 85, or Age 58 + 29 years = 87.

Early Retirement

Between 62–65 years of age, with at least 8 years of service credit.

Disability Benefit

You receive a percentage of the salary you were receiving at the time you became disabled.

Survivor Benefit

50% of the benefit that you would have been entitled to or a minimum of $1,000/month.

Submit your retirement application to INPRS at least 90 days before you plan to retire.

1. Choose a retirement date.

2. For the application you will need:

   • A personal email address
   • A retirement date
   • Survivor information
   • Tax withholding information
   • Bank account, including account and routing number

3. How to apply:

   • Self-Service (myINPRSretirement.org)
   • Call Center (844-464-6777)
   • 1:1 Session (Book an appointment)

If you retire from a PARF-covered position and return to a PARF-covered position, your pension is suspended. You will resume making contributions when you earn additional service credit unless you have 22 or more years in PARF.