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Take this opportunity to register your account at myINPRSretirement.org. Ensure your information is accurate, add beneficiaries, and make investments (LE DC only) if you want.

Then get in the habit of regularly logging in to your account so that when you do move or your personal email address changes, you can easily keep it updated with us.

Beneficiaries and survivors are different. If you die in active employment, your beneficiaries receive a lump sum. If you die in retirement your survivors receive a benefit. Beneficiaries are determined by statute, but you must select a beneficiary. If you do not have a spouse, dependent children or whole-dependent parents, you can personalize beneficiaries to receive your contribution to the fund.

Contributions

The current employer contribution rate is 14.2% and will remain the same from July 1, 2026 to June 30, 2027.

Loan Provisions (LE DC)

You may apply for a loan from your account. The amount of the loan may not exceed the lesser of the following:

• $50,000,

• One-half the present value of your account within the plan, or

• Minimum of $1,000.

The loan must be repaid within 5 years.

If you're leaving your LE DC Plan-covered position, know that you're already vested for both member and employer contributions. Here are some things to check off your list:

• Ensure your contact information is updated if you move or change your email address.

  • Log in to your account at myINPRSretirement.org
  • Select "More Resources" menu on the left side of the screen.
  • Click on "I want to update my contact information."

• Stay up to date on all things INPRS, including any changes to legislation that may impact you.

• Know when you can start using your retirement savings.

• For those in the LE DC Plan, know your options for the funds in your DC account.

Login to your personal account at myINPRSretirement.org. You will need to fill out a form and update your account display name.

1. To fill out the form:

   • Navigate to the left-hand side of your dashboard.
   • Select Documents.
   • Click on Plan Forms.
   • Click on Member Data Change form.

2. Download it, follow instructions to fill it out, and return it to INPRS by either:

   • Scanning the completed form and emailing it to INPRS at questions@inprs.in.gov, or
   • Mailing the completed form to INPRS at:
     One North Capitol Avenue, Suite 001
     Indianapolis, IN 46204

3. To update your account display name:

   • On the My Profile page, select Personal Information. Your account display name will be an option that you can edit.
   • Please note: changing your marital status might also result in a change to other personal information, like mailing address and beneficiaries. Those are also found on the Personal Information page so update them as well if applicable.

Leaves of Absence are not covered in the Legislators' Plans.

To report a death – call INPRS or fill out a Death Report.

1. Call INPRS at 1-800-464-6777.

2. To fill out the form:

   • Login to your personal account at myINPRSretirement.org.
   • Navigate to the left-hand side of your dashboard.
   • Select Documents.
   • Select Plan Forms.
   • Select Death Report form.

   • Download it, follow instructions to fill it out, and return it to INPRS by either:

     • Scanning the completed form and emailing it to INPRS at questions@inprs.in.gov, or
     • Mailing the completed form to INPRS at:
       One North Capitol Avenue, Suite 001
       Indianapolis, IN 46204

DB Retirement Options

1. Early Retirement

• If you are at least age 55,

• Have achieved vested status, or ten (10) years of creditable service in the General Assembly,

• Have ended employment in the General Assembly, and

• Are not receiving, nor entitled to receive, pay from the State for work in any capacity.

2. Normal Retirement

As long as you meet one of the following requirements:

• Are at least age 65 and have ten (10) years or more of service credit as a member of the General Assembly.

• Are at least age 60 and have at least 15 years of service credit as a member of the General Assembly.

• Are at least age 55 and your years of service credit as a member of the General Assembly, plus your years of age, equal at least 85 (Rule of 85).

Survivor Benefits

Submit your retirement application to INPRS at least 90 days before you plan to retire.

1. Choose a retirement date.

2. For the application you will need:

   • A personal email address
   • A retirement date
   • Distribution option(s) (LE DC)
   • Survivor and Beneficiary information (LE DB)
   • Tax withholding information
   • Bank account, including account and routing number

3. How to apply:

   • Self-Service (myINPRSretirement.org)
   • Call Center (844-464-6777)
   • 1:1 Session (Book an appointment)

If you are receiving retirement benefits under the LE DB plan and you return to the General Assembly, your retirement benefits will stop. When you retire again or upon your death, the benefit will be recalculated on an actuarial basis taking into account the following:

• Your benefit payments previously received, and

• The date that you ended employment as a member of the General Assembly.