The TRF My Choice: Retirement Savings Plan is a retirement benefit option for TRF members. Eligible TRF employers include all public school corporations. However, charter schools, takeover schools and turnaround schools are not eligible to participate. The TRF My Choice option will only be offered to all new hires who have not previously been a member of TRF.

In order to understand what plans you have to offer to your employees, we have developed resources for you below.

• TRF My Choice Plan at a Glance Fact Sheet
• TRF Hybrid vs. My Choice: Retirement Savings Plan Fact Sheet
• TRF My Choice: Retirement Savings Plan Expansion Presentation

Onboarding resources for your employees

We've created an employer packet to help you explain the benefits and options of the TRF My Choice: Retirement Savings Plan to your employees on their first day of work. Below is a PDF format that you can either email to your employees as an attachment or print a hard copy and mail it to them.

• Onboarding packet for TRF Hybrid Plan and TRF My Choice plans

TRF My Choice Plan Employer Video

Employer FAQs

1. What is the difference between TRF Hybrid vs TRF My Choice Retirement Savings Plan? Click here for answer.
2. Are substitute teachers eligible to enroll? Click here for answer.
3. Does the gross annual payroll percentage remain the same or does it change?​ Click here for answer.
4. What happens if an employee fails to make an election in TRF Hybrid or TRF My Choice: Retirement Savings Plan? Click here for answer.
5. How much can employers pay into the TRF My Choice: Retirement Savings Plan? Click here for answer.
6. What is the TRF My Choice: Retirement Savings plan supplemental rate? Click here for answer.
7. Do all employers have to pay the TRF My Choice plan supplemental rate? Click here for the 2018 rate
8. Who is eligible to participate in TRF My Choice? Click here for answer.
9. How do I submit my wages and contributions if my employees don’t make an election? Click here for answer.​​​​
10. Where should we report wages and contributions until our employees make an election? Click here for answer.
11. What is the employer contribution rate for TRF My Choice plan? Click here for answer.